mmi16, to clarify. There is a difference between a train that contains hazardous materials and a key train.
If your train contains hazardous materials, but is not a key train, an a UDE occurs, you can do a roll by inspection of your train IF brake pipe pressure restores on the rear of your train when the engineer releases the brakes.
If you have a key train, you must do a walking inspection of your entire train even if brake pipe pressure is restored. In that case, the dispatcher will always give you block protection (i.e., not allowing trains to pass on adjacent tracks) until inspection reveals the train is not derailed/fouling adjacent tracks.
In the first sceanario, the dispatcher will often allow trains to pass on adjacent track at restricted speed, as per your initial response. However, these trains CAN contain cars with hazardous materials.
And make no mistake, they do run all manners of train, including those containing hazmats, and even key trains during rush hour.
Going further, you're more likely to see a loaded coal train during the rush as the 867 goes on duty at 1700...and even on the 867's rest days, they'll usually run a loaded 667 extra at the same time. I have taken both loaded and emtpy hoppers trains up and down the MET duruing MARC rush hour traffic.