I do not know why Septa at this point continues to pursue a costly card based system when an app based system is the future.I continue to shake my head at descriptions of this Key Card system. I grew up in Delco, lived in Philly the first part of my adult life and still have family in the burbs there, but I've been in NYC 36 years now. As we transition from Metro Card to OMNY, you can now use your phone wallet to pay the subway fare. Quite often, I also have to use NJ Transit, Metro North and LIRR, and buying tickets on the apps and activating them is a breeze.
In fact, it looks like the easiest way to use SEPTA is to buy a NYC-30th St. Philadelphia ticket on my NJ Transit app. Of course I don't know what will happen once I get there. Do I have to jump the turnstile to get out?
And of course once I'm out, then I have to deal with the Key system. Arggh!