At that point I would have asked him "And just who the **** are YOU to say what I should make?"you make too much already"!
The other nice thing is the spouse benefit. I get my retirement, and my wife also gets 47% of what I get as a spouse benefit. And because my wife worked the railroad also, SHE gets HER retirement and I get 47% of that for MY spouse benefit!
The one thing HATE about the system is that, while I can work at WalMart, Home Depot or where ever else, if I work ONE hour on a railroad payroll, I lose my ENTIRE month's benefit, my wife loses that ENTIRE month's spouse benefit, and I lose that month's spouse benefit from her retirement. I would dearly love to just work a week here, two weeks there, and boom around the country where shortlines are short of people. But with that much of a financial penalty, there's no way in the world I would think of it.
Probably about the time I turn 95 years old, they will repeal that!